10 Bank St White Plains NY 10606 is a commercial office property located in downtown White Plains, within Westchester County, New York.

Property classification:

Primary Use: Commercial Office
Asset Type: Multi-tenant office building
Urban Context: Central business district (CBD)
ZIP Code: 10606

Commercial office properties in this district typically support:

Legal firms
Financial services
Medical practices
Consulting and professional offices

Year Built and Architectural Style

Public property records indicate the structure was developed during the mid-20th-century commercial expansion of downtown White Plains.

Typical architectural characteristics in this corridor include:

Reinforced concrete or steel-frame construction
Brick or masonry façade
Multi-story configuration
Street-level lobby entrance

Total Square Footage

Commercial office buildings in this immediate downtown corridor commonly range between:

15,000 to 60,000+ square feet, depending on redevelopment and vertical expansion.

Total rentable square footage determines:

Tenant capacity
Lease structure
Investment classification
Property tax basis

Lot Size and Parcel Details

Key parcel attributes typically include:

Urban commercial lot
Minimal surface parking footprint
High land-to-building coverage ratio
Standard municipal utility connections

Parcel identification and boundary details are maintained by the
Westchester County Clerk’s Office.

Current Use Type

The building functions primarily as:

Professional office space
Commercial tenant occupancy
Business registration address

Downtown White Plains properties at this address type generally operate under central business zoning designations managed by the
White Plains Planning Board.

Quick Facts

Attribute	Detail
Address	10 Bank St, White Plains, NY 10606
Property Type	Commercial Office
County	Westchester County
State	New York
Primary Use	Multi-tenant professional offices
Urban Setting	Downtown / CBD

Summary

10 Bank St is a commercial office building in downtown White Plains, NY.
Located in Westchester County ZIP code 10606.
Used primarily for professional and business offices.
Situated within the city’s central business district zoning.
Accessible to public transit and major roadways.

Key Takeaways

The property serves as a commercial office asset in downtown White Plains.
It supports multi-tenant professional occupancy.
Located within a regulated commercial zoning district.
Property data and ownership details are available through county public records.

Ownership and Public Records

Ownership and legal records for 10 Bank St White Plains NY 10606 are maintained at the county level by the Westchester County Clerk’s Office and the Westchester County Department of Finance.

This section outlines how ownership, tax assessment, and deed history are structured for commercial properties in White Plains, New York.

Current Owner

Commercial properties in White Plains are typically owned by:

Limited Liability Companies (LLCs)
Real estate holding corporations
Private investors
Institutional real estate entities

To verify the current recorded owner, users should consult:

Westchester County land records
Recorded deed filings
Property tax assessment rolls

Ownership records generally include:

Legal owner name
Mailing address
Purchase date
Recorded sale price

Property Tax Assessment

Commercial property taxes in Westchester County are calculated based on:

Assessed value
Local tax rate
Equalization rate
Property classification

Key tax record data points include:

Data Field	Description
Assessed Value	Municipal valuation used for taxation
Market Value Estimate	Estimated full market value
Tax Class	Commercial property classification
Annual Tax Amount	Total yearly tax obligation
Parcel / Section-Block-Lot	Unique tax map identifier

Assessment data is updated annually and reflects municipal budget allocations and property value adjustments.

Deed History

Deed history provides a chronological record of property transfers.

Typical deed records include:

Grantor (seller)
Grantee (buyer)
Transfer date
Recorded consideration (sale price)
Liber/Page reference number

Deed filings establish:

Legal chain of title
Ownership continuity
Lien disclosures
Mortgage recordings

For commercial due diligence, reviewing at least the last 10–20 years of deed transfers is standard practice.

Assessed Value vs. Market Value

It is important to distinguish:

Assessed Value

Used for tax calculation
Determined by municipal assessors
May not reflect current sale price

Market Value

Estimated open-market selling price
Influenced by lease income
Affected by cap rates and demand
Based on comparable sales

Commercial properties in downtown White Plains are often income-valued using:

Net Operating Income (NOI)
Capitalization Rate (Cap Rate)
Comparable commercial transactions

How to Access Official Records

To obtain verified ownership and tax records for 10 Bank St:

Visit the Westchester County Clerk online records portal.
Search by address or parcel number.
Review deed filings and tax assessment data.
Confirm owner entity name and latest transfer date.

Municipal zoning and land use confirmation may also be obtained through the
White Plains Planning Board.

Quick Summary

Ownership records are maintained by Westchester County.
Property tax assessments determine annual tax liability.
Deed history establishes the legal chain of title.
Assessed value differs from open-market value.
Public records are accessible through official county portals.

Ready Key Points

10 Bank St ownership is recorded through Westchester County land records.
Commercial property taxes are based on assessed value.
Deed filings document property transfer history.
Market value may differ significantly from tax assessment.
Official records are publicly accessible for verification.

Key Takeaways

Ownership verification requires reviewing recorded deeds.
Commercial tax data includes assessed value and classification.
Deed history confirms legal title continuity.
Market value analysis requires commercial income evaluation.

Businesses Located at 10 Bank St

10 Bank St White Plains NY 10606 functions as a multi-tenant commercial office address in downtown White Plains, New York. Properties in this corridor typically house professional, legal, financial, and consulting firms.

Business occupancy can change over time; therefore, verification through official registries and commercial directories is recommended.

Office Tenants

Commercial office buildings at this address type commonly include:

Law firms
Accounting practices
Financial advisory firms
Insurance agencies
Real estate brokerages
Medical or dental administrative offices
Consulting companies

Tenant mix in downtown White Plains is influenced by proximity to:

Westchester County courts
Corporate headquarters
Financial institutions
Public transit access

Professional Services Presence

White Plains’ central business district supports high concentrations of:

Legal services (litigation, real estate, corporate law)
Certified Public Accountants (CPAs)
Wealth management advisors
Commercial real estate firms
Business consulting agencies

Professional office clustering is typical in ZIP code 10606 due to infrastructure and courthouse proximity.

Corporate Registrations at This Address

Businesses may use 10 Bank St as:

Principal office address
Registered agent address
Mailing address
Executive suite location

Corporate entity registrations in New York State can be verified through:

New York State Department of State business entity search portal
Westchester County business filings

Registered entity data typically includes:

Field	Description
Legal Entity Name	Corporation or LLC name
Filing Date	Date of formation
DOS ID	State registration number
Status	Active / Inactive
Registered Address	Official filing address

How to Verify Active Businesses at 10 Bank St

To confirm which businesses currently operate at this address:

Search the New York State business entity database.
Review commercial directory listings (e.g., professional association directories).
Check Google Business Profiles tied to the address.
Confirm through tenant directory listings if publicly posted.
Cross-reference with property management records where available.

Because office buildings may contain multiple suites, individual businesses may operate under distinct suite numbers.

Business Verification Considerations

When researching businesses at 10 Bank St:

Some companies may use the address for registration but operate remotely.
Executive office or shared workspace arrangements may exist.
Suite numbers differentiate individual tenants.
Tenant rosters change due to lease turnover.

For legal and financial due diligence, official state filings should be prioritized over third-party directories.

Quick Facts

10 Bank St operates as a multi-tenant commercial office building.
Typical tenants include legal, financial, and consulting firms.
Businesses may register this address as a principal or mailing office.
Verification should be completed through official New York State records.

Summary

10 Bank St White Plains houses professional office tenants.
Businesses commonly include law firms, financial advisors, and consultants.
Corporate registrations can be verified through New York State records.
Tenant occupancy may change over time.
Official filings provide the most reliable verification.

Key Takeaways

The building supports multi-tenant commercial office use.
Professional service firms are common occupants in downtown White Plains.
State-level databases confirm registered businesses.
Suite-level verification is necessary for precise identification.

Zoning and Municipal Classification

10 Bank St White Plains NY 10606 is located within the municipal boundaries of White Plains in Westchester County, New York. Zoning regulations for this property are administered by the White Plains Planning Board under the City of White Plains Zoning Ordinance.

Downtown properties on Bank Street are typically designated within a Central Business District (CBD) or comparable commercial zoning classification.

Zoning District Designation

Properties in this corridor are commonly zoned for:

Commercial office use
Professional services
Retail (ground-floor where applicable)
Financial institutions
Mixed-use development (in certain subdistricts)

Zoning designation determines:

Permitted land uses
Building height limits
Density allowances
Parking requirements
Signage regulations

To confirm the exact zoning code for 10 Bank St, the City of White Plains zoning map and tax parcel lookup should be consulted.

Permitted Uses

Within a central commercial zoning district, permitted uses typically include:

Primary Uses

Office buildings
Law firms
Medical offices
Administrative headquarters
Banks and financial services

Accessory Uses

Lobby retail
Conference facilities
Structured parking
Building management offices

Certain uses may require:

Special permits
Site plan approval
Planning Board review

Development Standards and Restrictions

Commercial zoning regulations may specify:

Maximum building height (in stories or feet)
Floor Area Ratio (FAR)
Lot coverage percentage
Setback requirements
Streetscape compliance
ADA accessibility standards

Downtown White Plains has undergone transit-oriented development (TOD) planning, influencing density and redevelopment allowances near rail infrastructure.

Floor Area Ratio (FAR)

Floor Area Ratio (FAR) is a key metric in commercial zoning.

FAR = Total Building Floor Area ÷ Lot Area

Example structure:

Lot Size	Allowable FAR	Maximum Buildable Area
10,000 sq ft	5.0	50,000 sq ft

Higher FAR values are common in central business districts to encourage vertical commercial development.

Planning and Approval Authority

Zoning and development oversight is managed by:

White Plains Planning Board
White Plains Department of Building
City Zoning Administrator

Approvals may be required for:

Exterior renovations
Change of use
Major tenant build-outs
Structural modifications
Variance applications

How to Verify Zoning for 10 Bank St

To confirm official zoning classification:

Access the City of White Plains zoning map.
Identify the tax parcel associated with 10 Bank St.
Review the zoning code designation.
Cross-reference permitted uses in the zoning ordinance.
Contact the Planning Department for clarification if necessary.

Official zoning documentation ensures compliance for leasing, redevelopment, or investment decisions.

Zoning Facts

Located in downtown White Plains commercial district.
Governed by municipal zoning ordinance.
Typically designated for commercial office use.
Subject to FAR, height, and density regulations.
Development changes require municipal approval.

Summary

10 Bank St falls under White Plains municipal zoning regulations.
Downtown properties are generally zoned for commercial office use.
FAR controls allowable building density.
Permitted uses include offices, financial institutions, and professional services.
Zoning changes require Planning Board approval.

Key Takeaways

Zoning classification determines allowable property use.
FAR and height limits regulate development capacity.
Municipal approval is required for major modifications.
Official zoning maps provide definitive classification.

Transportation and Accessibility

10 Bank St White Plains NY 10606 is located in the downtown commercial core of White Plains, offering strong regional connectivity within Westchester County, New York.

Its accessibility supports office, legal, and financial tenants who rely on commuter rail, highways, and walkable infrastructure.

Distance to White Plains Metro-North Station

The property is within walking distance of the
White Plains Metro-North Station, operated by
Metro-North Railroad.

Key transit facts:

Direct rail access to Manhattan (Grand Central Terminal)
Peak-hour express service availability
Approximate walking distance: 5–10 minutes
High daily commuter volume

Proximity to rail transit enhances:

Office desirability
Tenant recruitment
Property valuation
Transit-oriented development potential

Major Highway Access

10 Bank St benefits from proximity to major regional roadways:

Interstate 287 (Cross Westchester Expressway)
Bronx River Parkway
Hutchinson River Parkway
Interstate 684 (via I-287 connection)

Driving advantages:

Direct connection to New York City
Access to Connecticut markets
Regional corporate corridor connectivity
Convenient access to Westchester County Airport

Parking Availability

Downtown White Plains typically provides:

Municipal parking garages
Metered street parking
Monthly permit parking options
Structured commercial parking facilities

Commercial buildings may offer:

Limited on-site spaces
Leased parking arrangements
Nearby garage partnerships

Parking regulations and rates are administered by the City of White Plains.

Walkability and Transit Access

Downtown White Plains is designed as a pedestrian-oriented commercial center.

Typical characteristics include:

Sidewalk-connected office corridors
Nearby restaurants and retail
Access to government buildings
Bus terminal proximity
Mixed-use zoning

High walkability supports:

Employee convenience
Reduced parking dependency
Increased retail foot traffic

Nearby Bus Routes

The area is served by regional bus networks operating throughout Westchester County.

Bus access provides:

Local neighborhood connectivity
Feeder service to Metro-North
Intercity connections

Public transit accessibility enhances suitability for:

Professional offices
Government-adjacent services
Financial and consulting firms

Transportation Distance Overview

Destination	Approximate Distance	Mode
White Plains Metro-North Station	~0.3–0.5 miles	Walk
I-287	~1 mile	Drive
Bronx River Parkway	~1–2 miles	Drive
Westchester County Airport	~7–10 miles	Drive

(Exact distances should be verified using municipal mapping tools.)

Quick Accessibility Facts

Walking distance to Metro-North commuter rail.
Immediate access to major regional highways.
Located within a walkable central business district.
Supported by bus and municipal parking infrastructure.

Summary

10 Bank St is within walking distance of White Plains Metro-North Station.
Provides direct rail access to Manhattan.
Connected to I-287 and regional parkways.
Located in a highly walkable downtown business district.
Accessible via bus, commuter rail, and highway networks.

Key Takeaways

Strong commuter rail proximity increases commercial value.
Regional highway access supports corporate tenants.
Walkability enhances employee convenience.
Transit infrastructure supports long-term office demand.

Neighborhood Overview (ZIP 10606)

10 Bank St White Plains NY 10606 is located within ZIP code 10606 in the downtown district of White Plains, Westchester County, New York. This ZIP code includes a mix of commercial office space, multifamily residential buildings, retail corridors, and transit infrastructure.

ZIP 10606 supports both corporate activity and residential density, making it one of the most economically active submarkets in White Plains.

Demographics

ZIP code 10606 reflects an urban-suburban mixed profile.

Common demographic characteristics include:

Diverse population base
High concentration of working professionals
Strong commuter presence
Mixed renter and homeowner occupancy
Access to higher education institutions in the region

Downtown White Plains attracts:

Legal and financial professionals
Healthcare workers
Corporate employees
Government-related occupations

Median Income and Economic Profile

ZIP 10606 benefits from:

Above-average household income relative to national median
Strong white-collar employment base
Proximity to corporate headquarters and financial institutions
Stable property tax base

Economic drivers in the area include:

Legal services
Healthcare services
Financial advisory firms
Regional retail
Government administration

White Plains serves as the county seat of Westchester County, reinforcing administrative and commercial importance.

Commercial Activity

Downtown White Plains functions as a regional commercial hub.

Commercial characteristics include:

Multi-tenant office buildings
Mixed-use developments
Retail corridors
Restaurants and hospitality venues
Government and court facilities

Bank Street is positioned within walking distance of major business corridors, enhancing daytime foot traffic and tenant visibility.

Nearby Amenities

The surrounding neighborhood includes:

Restaurants and cafes
Retail shops
Fitness centers
Hotels
Banking institutions
Government offices

Proximity to the
White Plains Metro-North Station increases accessibility for residents and workers.

The area also provides access to:

Municipal services
Public parking garages
Bus terminals
Courthouse facilities

Safety Overview

Downtown White Plains generally maintains:

Active municipal policing
Business improvement district oversight
High daytime activity levels
Street lighting and pedestrian infrastructure

Safety perception in commercial zones is influenced by:

Office density
Retail activity
Transit presence
Continuous foot traffic

For official crime statistics, users should consult White Plains Police Department or New York State public safety databases.

ZIP 10606 Snapshot

Category	Overview
Area Type	Urban commercial + residential mix
Economic Base	White-collar professional services
Transit Access	Metro-North, bus, highways
Commercial Density	High
Government Presence	County-level administrative offices

Summary

ZIP 10606 includes downtown White Plains commercial district.
Area supports professional office, retail, and residential uses.
Above-average income levels and strong commuter base.
County government presence increases daytime activity.
Transit access enhances economic stability.

Key Takeaways

10 Bank St is located in a commercially active ZIP code.
The area supports legal, financial, and healthcare industries.
Transit proximity strengthens office demand.
Mixed-use density supports long-term economic resilience.

Real Estate Market Insights

10 Bank St White Plains NY 10606 is positioned within the downtown commercial office submarket of White Plains, the county seat of Westchester County, New York. The area functions as one of the primary office and mixed-use corridors outside New York City.

Commercial property performance in this submarket is influenced by transit access, courthouse proximity, tenant mix, and regional economic conditions.

Comparable Office Properties Nearby

Downtown White Plains contains a mix of:

Class A office towers
Mid-rise Class B office buildings
Professional service suites
Mixed-use developments with ground-floor retail

Comparable property evaluation typically considers:

Building age and renovations
Lease rollover schedule
Occupancy rate
Proximity to Metro-North
Parking availability
Lobby and amenity upgrades

Investment analysis often compares properties within a 0.5–1 mile radius of Bank Street to determine rental competitiveness.

Average Commercial Lease Rates in White Plains

Commercial office lease rates vary by building class and amenities.

Typical factors affecting lease pricing:

Class A vs Class B designation
Recent capital improvements
Floor plate size
On-site parking
Transit proximity
Tenant improvement allowances

Lease structures commonly include:

Gross leases
Modified gross leases
Triple Net (NNN) leases

Rental rates fluctuate based on:

Vacancy levels
Demand from legal and financial sectors
Broader Westchester County office trends
Regional economic conditions

Investment Considerations

When evaluating 10 Bank St as an investment asset, key financial metrics include:

Net Operating Income (NOI)
Total rental income minus operating expenses.

Capitalization Rate (Cap Rate)
NOI ÷ Purchase Price.

Occupancy Rate
Percentage of leased rentable area.

Tenant Credit Quality
Strength and stability of tenant businesses.

Investors typically assess:

Lease expiration schedules
Tenant diversification
Market rent vs in-place rent
Building maintenance costs
Property tax obligations

Downtown White Plains remains attractive due to:

County government presence
Rail connectivity to Manhattan
Established professional services base

Market Trends in Westchester County

Office market trends in Westchester County include:

Shift toward flexible office layouts
Increased demand for transit-accessible buildings
Renovation and repositioning of older office stock
Gradual stabilization following remote-work adjustments

Downtown White Plains has maintained relative resilience due to:

Courthouse-driven legal demand
Financial services clustering
Walkable mixed-use environment
Regional transportation hub status

Suburban office markets with strong transit access generally outperform car-dependent corridors.

Commercial Comparison Framework

Factor	Why It Matters
Building Class	Influences rental rate and tenant profile
Location	Affects desirability and occupancy
Transit Access	Impacts tenant recruitment
Parking	Critical for suburban office competitiveness
Lease Structure	Determines investor cash flow stability
Cap Rate	Indicates return expectations

Summary

10 Bank St operates within White Plains’ downtown office market.
Lease rates vary based on building class and transit access.
Investment evaluation relies on NOI, cap rate, and occupancy.
Downtown White Plains benefits from courthouse and rail proximity.
Transit-accessible offices show stronger long-term resilience.

Key Takeaways

Market value is influenced by lease income and occupancy levels.
Transit proximity strengthens rental competitiveness.
Cap rate and NOI determine investment performance.
Downtown White Plains remains a key commercial submarket in Westchester County.

Nearby Landmarks and Points of Interest

10 Bank St White Plains NY 10606 is centrally located in downtown White Plains, the administrative and commercial center of Westchester County, New York. Its location places it within walking distance of major civic, retail, hospitality, and transit landmarks.

Proximity to these destinations enhances tenant convenience, client accessibility, and overall property value.

Downtown White Plains Core

Bank Street sits within the downtown business district, characterized by:

Mid- and high-rise office buildings
Mixed-use residential developments
Street-level retail corridors
Government offices

Downtown density supports:

High daytime population
Professional service clustering
Consistent foot traffic
Walkable business connectivity

Government and Court Facilities

White Plains serves as the county seat of Westchester County.

Nearby government-related facilities typically include:

County courthouse buildings
Administrative offices
Municipal departments
Legal service providers

Courthouse proximity increases demand from:

Law firms
Legal consultants
Title companies
Financial services providers

Transit Infrastructure

The
White Plains Metro-North Station, operated by
Metro-North Railroad, is located within walking distance.

Transit access provides:

Direct commuter rail to Manhattan
Regional connectivity within Westchester County
Reduced parking dependency
Increased office desirability

Retail and Dining

Downtown White Plains includes:

National retail chains
Local boutiques
Restaurants and cafes
Financial institutions
Service-oriented businesses

Nearby commercial hubs include:

The Westchester
City Center at White Plains

These destinations provide:

Shopping
Dining
Entertainment
Business meeting locations

Hospitality and Business Services

The surrounding district offers:

Business-class hotels
Conference facilities
Co-working spaces
Banking institutions
Fitness centers

Hospitality infrastructure supports:

Visiting clients
Corporate events
Legal proceedings
Regional business travel

Landmark Distance Overview

Landmark	Approximate Access
White Plains Metro-North Station	Walking distance
Downtown Retail Core	Immediate vicinity
County Government Buildings	Walking distance
The Westchester Mall	Short walk or drive
City Center at White Plains	Short walk

(Exact distances should be verified via mapping tools.)

Summary

10 Bank St is located in downtown White Plains.
Within walking distance of Metro-North rail service.
Near county government and courthouse facilities.
Close to major retail centers including The Westchester and City Center.
Surrounded by restaurants, hotels, and professional services.

Key Takeaways

The property benefits from central downtown positioning.
Courthouse proximity increases demand from legal tenants.
Transit and retail amenities enhance business convenience.
Walkable access to government and commercial facilities supports long-term office viability.

Conclusion

10 Bank St White Plains NY 10606 is a centrally located commercial office property in downtown White Plains, Westchester County, New York. Its positioning within the city’s central business district provides strong access to commuter rail, major highways, government institutions, and retail infrastructure.

Key value drivers include:

Proximity to the White Plains Metro-North Station
Access to county courthouse and administrative buildings
Established professional office tenant base
Central commercial zoning designation
Walkable downtown amenities

For ownership verification, zoning confirmation, and tax data, official municipal and county records should be consulted before making investment or leasing decisions.

Frequently Asked Questions (FAQs)

1. Who owns 10 Bank St White Plains NY 10606?

Ownership is recorded through property deed filings maintained by the Westchester County Clerk’s Office. The most recent recorded deed identifies the current legal owner. Ownership details can be verified through the county’s public land records database.

2. What type of property is 10 Bank St White Plains NY 10606?

It is a commercial office property located in downtown White Plains. Buildings in this corridor typically function as multi-tenant professional office spaces serving legal, financial, consulting, and administrative businesses.

3. Is 10 Bank St near public transportation?

Yes. The property is within walking distance of the White Plains Metro-North commuter rail station, which provides direct service to Manhattan and regional destinations throughout Westchester County.

4. What is the zoning classification for 10 Bank St?

Downtown properties on Bank Street are generally designated under central commercial or central business district zoning. Zoning regulations are administered by the White Plains Planning Board. Official zoning maps should be consulted for precise designation.

5. What businesses operate at 10 Bank St?

The building typically houses professional office tenants such as law firms, financial advisors, consultants, and administrative services. Active business registrations can be verified through the New York State Department of State business entity database.

6. How can I check property tax information for 10 Bank St?

Property tax assessments, parcel numbers, and assessed values are maintained by Westchester County. Tax records can be accessed through the county’s online property and finance portals.

7. Is ZIP code 10606 a good area for commercial offices?

ZIP code 10606 includes downtown White Plains, which serves as the county seat and a regional commercial hub. Strong transit access, courthouse proximity, and established office infrastructure support long-term commercial viability.

References

The following authoritative sources provide verification and supporting data:

Westchester County Clerk’s Office — Official land records and deed filings
White Plains Planning Board — Zoning and land use regulations
New York State Department of State — Business entity registration database
Metro-North Railroad — Transit service information
City of White Plains official municipal website — Planning, building, and zoning maps
Westchester County Department of Finance — Property tax assessment data